What We Offer

Services built for
every life stage.

From your first paycheck to your biggest business milestone — OneBanking grows with you.

Checking Account

A zero-fee everyday account with unlimited transactions, debit card access, and mobile check deposit.

  • No monthly fees
  • Unlimited transactions
  • Free debit card
  • Mobile check deposit

Savings Account

Grow your money with competitive interest rates and automated savings tools that work while you sleep.

  • Competitive APY
  • Auto-save rules
  • Goal tracking
  • FDIC Insured

Fund Transfers

Send and receive money instantly to any OneBanking account — no waiting, no fees, no friction.

  • Instant transfers
  • Zero fees
  • Scheduled transfers
  • Transfer history

Business Accounts

Power your business with dedicated accounts, multi-user access, and financial reporting dashboards.

  • Multi-user access
  • Invoicing tools
  • Business debit cards
  • Cash flow reports

Virtual Cards

Generate secure virtual cards for online purchases. Freeze, delete, or limit them at any time.

  • Instant generation
  • Spending limits
  • One-click freeze
  • Online safety

Wealth Analytics

Visualize your spending, income, and net worth with beautiful, actionable financial dashboards.

  • Income tracking
  • Expense categories
  • Net worth view
  • Monthly reports